BNP AM

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This  “ViewPoint App” (the “App”) is launched and published by the « Company », as defined at the bottom of every page of the App. Opinions on this App are the judgement of the Company, at the time specified and may be subject to change without notice. The Company is not obliged to update or alter the information or opinions published on this App.

By accepting this disclaimer as set out below, you acknowledge its content as being the mutually agreed terms for your visit of and the use of this App. Whereas the term “App” includes all content and data provided and all sub- and micro-sites of this App. Further, as a user of this App, you acknowledge, that you are responsible for ensuring that the legislation applicable to you in your jurisdiction permits you to consult this App and you represent and warrant that you have the necessary means and skills to access this App and use it in the intended manner only. This disclaimer is subject to changes without prior notice. If any of the provisions of this disclaimer are judged to be illegal or unenforceable, the continuation in full force and effect of the remainder of them will not be prejudiced.

Certain sections and / or pages of this App contain separate and / or supplementary conditions, including separate disclaimers, which apply in addition to this disclaimer and any separate and / or supplementary conditions. In the event of discrepancy between this disclaimer and any separate and / or supplementary conditions, the separate and / or supplementary conditions relating to the sections or pages of this App will take precedence.

Content

The information provided on this App is for information purposes only. It is not intended to solicit the subscription of or the sale of any financial instruments. In no event shall the content of this App be deemed as an investment advice with respect to any financial instruments or investment service, or an offer to purchase or sell these. In addition, as the presentation of financial instruments or investment services in itself does not allow the making of a contract, it may neither be considered as a solicitation for purchase or sale of financial instruments or investment service or an offer of such to the public.

The financial instruments referred to in the app are the undertakings for collective investment in transferable securities (UCITS) regulated by the UCITS IV Directive (2009/65/CE) or the alternative  investment funds (AIF) managed by an alternative investment manager regulated by the AIFM Directive (2011/61/UE). The investment undertakings are designed for non-professional or professional investors, as specified in the regulatory documentation of each investment undertaking.

The UCITS IV Directive, amended by Directive 2014/91/UE (UCITS V), has implemented the Key Investor Information Document (“KIID”) which forms an integral part of the legally and regulatory required documentation for all or financial instruments publicly offered. The KIID is a strictly regulated document with respect to its form and content and focuses on key elements of the investment objectives, risk, costs and historic performance.. The latest KIID must be consulted prior to any investment decision.

The relevant KIIDs, as applicable and other material investor information is available on this App. A paper version can be requested from the Company. These documents will be provided free of charge upon simple request (by email, telephone, facsimile or in writing).

The Company disclaims any liability for any decision made on the basis of any information contained on this App.

Exclusion of Liability

The Company including its parent company, subsidiaries, associated entities, directors, employees, representatives or suppliers, does not accept any responsibility arising in any way for errors in omissions from the information on this App and does not accept any liability for any loss or damage as a result of any person relying on any information on this App including any information provided by any third parties or by any inability to access this App at any time, except in the event of intentional or serious blame on its part.

Sources

All externally sourced information has been obtained from providers believed to be reliable, but its accuracy, timeliness, suitability and completeness is not guaranteed. For further information on fund(s), please contact the Company.

Links

This App may also contain links to Apps which are published by third parties and third party Apps may also feature links to this App. The Company has not reviewed any third party Apps which refer to this App or to which this App refers for accuracy, topicality and / or completeness. The Company declines any liability in this matter. The fact that a link has been created to a third party App or that permissions have been given to a third party App to contain a link to this App, in no way means that the Company approves or recommends neither any content nor any products or services offered on a third party App. If you visit a third party App by following a link on this App this will be at your own risk.

Intellectual Property Rights

The information and data featured on this App is protected by law. Copyright and other intellectual property rights on this App (including registered and unregistered trademarks, brands, texts, graphics, logos, icons, sound recordings, software, etc.) are owned and licensed by the Company. You may use and / or print off the data solely for the purpose of personal, non-commercial use. You may not in any form or by any means:

Privacy Regulations

By visiting this App, information on the access (e.g. date, visited sites, duration, IP-address) can be registered. Such data will be used in accordance with Cookies Policy of the App and will not be passed on to third parties neither for commercial nor for non-commercial reasons. By accessing this App you hereby agree, that the Company and its affiliates may record and process any personal data that you submit and which relates to you for the following purposes: customer management, including new business prospects, management of the contractual relationship, the prevention of irregularities, generating statistics and tests,. You also agree that this data may be passed on to all entities associated with the Company for the same purposes or to other persons in order to comply with any statutory obligation, or in the event of legal interests. You also agree with such notification, should the receiving person or entity be located outside the European Union, regardless of whether an adequate level of protection can be guaranteed for personal data in the country of receipt.

Within the Company and its affiliates, access to any of your personal data is restricted to those persons who need this data in order to fulfil their duties.

Email

You benefit from the access to the present website ViewPoint, which allows the access to information issued by BNP PARIBAS ASSET MANAGEMENT France, in particular, to the ViewPoint email communication relating to key market, economic and investment trends; this information is exclusively intended to you as the recipient of email communication. To this effect, you communicate to BNPP AM the following personal information: e-mail address.

Your personal data will be exclusively used for the described use, and will be kept strictly confidential by BNPP AM. It will be kept for the purposes of sending email communication for 3 years from the date of unsubscription to the email communication by the user.

When accessing the website, you agree to comply with its General Terms of Use.

You acknowledge that you have certain rights regarding personal data, in compliance with personal data regulation, the content of which can be found here: Data protection.

Electronic Mail Function

The option to use email to contact the Company is just one of the convenient features offered by the Company. You will be aware of the limitations regarding the reliability of sending and receiving emails, as well as the accuracy and security of email traffic, so you will understand that the Company cannot be held liable for any loss or damage arising as a consequence of queries which are not received, confirmed or processed, or as a result of the fact that your email may be intercepted by third parties. As a result you are expressly advised not to send any sensitive information via email, because it may not be secure. However, if you do so, it will be at your own risk.

Applicable legislation and jurisdiction in law

Your access to, visit to and / or use of this App and this disclaimer are governed by and will be interpreted in accordance with France legislation. The courts of France shall have sole jurisdiction regarding any dispute in this regard, notwithstanding the fact that the Company may choose another court that has jurisdiction regarding a similar dispute in accordance with an applicable item of legislation.